Commercial insurance built for the trades. Workers' Comp, General Liability, Commercial Auto, and Umbrella — for electricians, plumbers, HVAC, fence, and low voltage contractors in Arizona and Oregon.
The details matter in artisan contractor insurance. One wrong class code or a missed experience mod review can cost thousands per year.
A general contractor asking for a certificate doesn't want to wait 48 hours. Delays cost you jobs. We prioritize fast turnaround and direct access — not a queue at a call center.
Workers' Comp is the foundation. Once that's right, we coordinate the rest of your exposure into one clean, managed program.
Fast quotes. Correct class codes. Audit support. The foundation every trade contractor needs — done right from day one.
Job site coverage GCs require. Coordinated with your WC for clean, fast certificate issuance across every project.
Work trucks, vans, trailers. Proper hired and non-owned coverage — not a personal auto policy that won't pay a claim.
One large claim can wipe out a small contractor. A commercial umbrella gives you the protection your business deserves.
We specialize in five trade categories across Arizona and Oregon. Each has different class codes, risk profiles, and certificate demands — we know them all.
Residential and commercial electrical work. We know the right class codes for your crew and protect against audit surprises.
Service, repair, and new construction plumbing. We handle the Workers' Comp details so you can focus on the job.
Heating, cooling, and ventilation pros. We understand HVAC class codes and coordinate certificates for every GC request.
Wood, vinyl, chain link, ornamental iron. We get your WC priced correctly based on actual fence installation class codes.
Cameras, access control, data cabling, alarm installation. Properly classified WC at the right rates — not inflated generic codes.
We may still be able to help. Give us a call and let's talk through your trade and coverage needs.
Call Us NowBuilt specifically for small artisan contractors who run trucks, have employees, and need someone who actually understands their business.
Agency experience since 1993. We've handled audits, e-mod disputes, certificate demands, and policy gaps across every trade specialty.
You get a licensed professional who knows your account — not a rotating cast of reps at a national call center who can't find your file.
Electricians, plumbers, HVAC, fence, low voltage. Each trade has different class codes and risk profiles. We know them all, cold.
We serve a focused geography so we can know each state's carriers, rates, and compliance requirements deeply — not broadly.
Workers' Comp, GL, Commercial Auto, and Umbrella for contractors across Phoenix, Tucson, Scottsdale, and the entire state.
Trade contractor coverage in Portland, Eugene, Salem, Bend, and throughout Oregon — with attention to OR-specific WC requirements.
Fill out the form or reach out directly. We'll review your class codes, experience mod, and payroll — and give you a real quote with no runaround.